Deciding the correct course of action to take regarding bankruptcy is a key factor in gaining the best results. That is why doing research and contacting a legal professional is a great way to begin. If you believe you will be able to use a portion of your income to pay back some of your unsecured debts then filing for Chapter 13 bankruptcy might be the best choice for you. Filing for Chapter 13 bankruptcy means setting up a repayment plan to settle some of your debts. Typically, because of our attorneys understanding of the bankruptcy code, that re payment plan will simply be your car, taxes, and any other debts that are required to be paid such as child support payments or alimony. It is important that a judge approve your plan and verifies that you have the income that is necessary to meet the payment guidelines. Consulting a legal professional will make the process of filing for Chapter 13 Bankruptcy much less confusing. Chapter 13 bankruptcy is appropriate for people that have higher income that are able to make monthly payments on certain debts. Usually we can strutcture your Chapter 13 bankruptcy payment plan so you won’t have to make any payments to unsecured debts such as credit cards, medical bills, registration loans, or second mortgages (of you qualify). Contact our bankruptcy attorney via phone or contact form to set up your free consultation today. It is never too late to begin again. There is always a solution and our legal professional can help you find yours. It is a great day to make a plan and take action. Make yours today.